Releasing the equity – or the value – locked up in your home, can offer the opportunity of a completely different lifestyle.  The emphasis in the media is usually on equity release for the retired as a way of boosting pensions and allowing them to live comfortably rather than scrape by on a meagre income.  Some of these schemes have attracted criticism as being over complicated and offering the home owner poor value, but equity release arranged through a reputable experienced company is straightforward and available to people of any age so long as they are homeowners.

So what does equity release offer?

In a market where house prices have soared dramatically, home owners who have been on the property ladder for several years have almost certainly accrued a lot of value.  But whilst that value is in their home they are unable to use it.  Equity release offers a way of freeing up that capital without the need to move out and downsize.  Of course, once you have received the value of your home you will need to pay rent to the equity release company, but the money from your home will be yours to do with as you please.  This could present the chance to go on a holiday of a lifetime, boost your savings or increase your monthly income.  Once you’ve budgeted for your rental payments the equity release will allow you to be free of debt and provide you with a large cash lump sum.

Equity release isn’t right for everyone.  If you have just started out on the property ladder and do not own a lot of equity it is unlikely to be for you.  However, if you have finished paying off your mortgage, or if you have a substantial equity in your house – even if you still have a mortgage – releasing those funds might give you the opportunity to do things you could only previously dream about.  Equity release could even allow you to retire a little earlier than planned and do that travelling you always promised yourself!  Whatever your goals, talk to Property Rescue who assure you of honest straightforward advice.

Releasing cash from your property has never been easier. To sell and rent back your own home to Genesis Asset Management.

With sell and rent back, you can release the equity you have in your property without having to move home.

In almost all cases a quick house sale with the opportunity to remain as a tenant results in a cash injection for the owner and rent payments lower than a mortgage.

Remember; you don't need to leave your home just because you sell it. In almost all circumstances, you have the option to become a tenant once the house sale has been completed.

There are a number of reasons why it makes sense to choose Property Rescue:

1. Experience
   The team at Property Rescue consists of people with experience in finance, house sales, property development and mortgages.  Between them they have one of the broadest ranges of expertise you are likely to find.
2. Discretion
   Everything is done in complete confidence.  Unless you tell them, your friends and neighbours won’t know that anything has happened.  There are no unexpected visitors, no photographers snapping pictures of your home, no boards outside, in fact nothing to say that you have released equity in your property.
3. One-Off Arrangement
   Unlike some equity release schemes, Property Rescue offer you all the value of your home at one time.  You don’t get a ‘drip feed’ of money over a period of time and nor do you need to change your Will to leave anything to Property Rescue upon your death.  Once the transaction is complete, that’s it.
4. No Age Barriers
   Equity release schemes are often only available to the retired.  That’s not the case with Property Rescue.  People of any age can release equity in their home, so long as there is not a negative equity situation (where you owe more to your mortgage company than your property is worth).
5. An Honest Approach
   Property Rescue are a reputable company with years of experience in the property market.  They will ensure that you are clear about all the arrangements before you sign any paperwork.  They will offer you a high level of customer service and be ready to answer your questions.  They understand that this isn’t something you will want to enter into without thought, and – if you wish – they will allow you time to reflect on your decision before proceeding.  They will also advise you if they don’t feel equity release is right for you.  In short, you can be sure of a top quality service from people who are experts at what they do.

 The Equity Release Process?

 There are no fees, no survey charges, no commissions or hidden costs of any kind. We even pay your legal fees in full when you use our recommended solicitors.

You are under no obligation, so why not contact us to find out if we can help and use our free valuation service.